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Credit Authorization

By using our website, you consent to getloans24.com, its providers, and agents obtaining information about you from credit bureaus. This process, known as a credit check, is used to evaluate your eligibility for the products you request.

These credit checks may involve a "hard" inquiry, which could leave a record on your credit report and may impact your credit score, or a "soft" inquiry, which will not affect your credit score. Credit checks may be conducted by any credit reporting bureau as defined under the Fair Credit Reporting Act and are not limited to the three major bureaus—Experian, Equifax, and TransUnion.

Therefore, you agree that this information may be sent to lenders or service providers; that lenders or service providers are authorized to acquire your credit reports and related data from credit bureaus; that it may be used to verify your identity, determine whether to offer you a loan, determine your debt-to-income ratio, and to make other credit decisions.

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Responsible Lending Policy

GetLoans24 is a brand property of the company Fininity Ltd (registration number: 14523902, address: Paadi tee 3, Haabneeme, 74001 Harju maakond, Estonia.) We are not a lender. getloans24.com does not directly offer any type of loans or consumer loan products.

Repayment Periods and Interest Rates

The loans offered on this website through have a minimum repayment period of 120 days (four months) and a maximum of 180 days (six months). Our repayment periods are typically 120 days. Rates vary from 0% to 36%. Interest rates vary from lender to lender. Your situation and credit score will affect the rates offered to you.

Collection Process

getloans24.com does not collect payments. Your lender will contact you by regular mail, email, or phone to outline a repayment schedule. Please contact your lender to determine their collection process, as the terms may vary.

Consequences of Nonpayment

If you cannot repay on time, your lender may start the collection process as per the loan agreement. Your lender will often contact you to arrange an alternative repayment schedule. This could result in additional fees or interest. Lenders also have an option to file a lawsuit against you. Consider contacting your lender before missing a payment to find out what collection policy they have and discuss your repayment options.

Late Payments

Please contact your lender directly if you think that you cannot repay your loan on time. Lenders may be able to extend or renew your loan under the initial terms and conditions. Terms and late payment options vary by lender. Please note that late payments may result in additional fees or interest and may also negatively affect your credit score.

Extensions

If you would like to extend your loan, you should contact your lender before missing a payment. Most lenders charge the same interest rate and commissions for another month on the total amount due. The loan may be renewed or extended automatically in the event of late or nonpayment. Additional interest and/or fees may be charged to your account. Please, think carefully before extending your loan, as doing so may substantially increase the amount you pay.

Disclaimer: GetLoans24 is not an offer or solicitation to lend. We do not make any loan or credit decisions and are not representatives, brokers or agents of any lender. Participating lenders offer loans from $100 up to $5,000. Not all lenders can offer you amounts up to $5,000. Our service is not available in all states. Submission of a request through this website does not guarantee that you will receive a loan offer or an offer you’ll be satisfied with. Funds transfer time may vary depending on your lender and/or financial institution. If you have any questions about your loan, please contact your lеndеr directly. Credit checks may be performed with the three reporting credit bureaus: Experian, Equifax, and TransUnion. Submission of a request means you are authorizing the lenders to check your creditworthiness and your personal details. This service is not a solicitation for loan products and does not constitute a loan offer for any loan products that are prohibited by state law. This service is void where prohibited.

State Availability: Not all lenders from our system operate in all US states. Residents of some US states may not be eligible for loan products in accordance with their legislation. By selecting your State at the start of our loan offer process, you shall be informed of any limitations regarding obtaining a loan if you reside in individual US states. This website collects personal information and transfers it to its third-party partners. The website contains links to third-party websites. Accessing them may result in a commission. Please note that personal loans should not be treated as financial cure-it-all. If you have major budget difficulties, consult specialists first.

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